To discuss a credit application decision or request a consideration of the decision, you can direct your call to the application inquiries line at (800) 763-9795 or through the general customer service line at (800) 950-5114. You can also check the status of your application online. To check the status of a Citibank application, you can call the dedicated application status line at 80. Citibank Application and Reconsideration Line If you have already received a response about your application status but want to request a reconsideration of your application, you can call the application services line at (800) 625-7866 or the general customer service line at (800) 227-4825. If you are waiting for a response about your Capital One credit card application, you can call their application status hotline at (800) 933-5182. Capital One Application and Reconsideration Line The Barclays dedicated reconsideration line is (866) 408-4064. To reach a representative with general questions about your application status, you can call the general card services line at (888) 232-0780. Barclays Application and Reconsideration Lineīarclays representatives are available 24/7 to assist customers. You can also direct your call to the general application status hotline at (866) 422-8089. The dedicated line for Bank of America’s reconsideration requests is (866) 224-8555. Bank of America Application and Reconsideration Line But you can call its application line at (800) 243-3888. American Express Application and Reconsideration LineĪmerican Express does not have a dedicated line for application consideration. You can also request that the credit card company consider you for a different type of card or a lower credit limit. As part of your reconsideration request, you might need to verify your current address and identity or provide documentation about your income. Sometimes a credit card application gets rejected or put into a pending review status because the information in the application cannot be verified. How Credit Card Application and Reconsideration Lines Work You can work on improving those areas of your credit and apply again. ![]() If you get rejected, the issuer must send you a notice giving the reason for the credit denial. Just because you cannot get approved for one of those cards doesn’t mean that you can’t get one of the company’s basic cards. So you might want to do some research before deciding to apply for a card.Įlite cards with the most rewards and benefits are generally only available to people with the highest income and the best credit score. Looking for a credit card reconsideration line? (Click a company below to see the number):Īpply for the Cards You’re Most Likely to be Approved forĬredit card companies usually offer a variety of card options, and the requirements for approval are different for each type of card. If your application is pending or you get rejected, you can contact the credit card company to get your application reconsidered. Other times, it can take a few days to get a response. New credit card applications can be processed in just a few minutes. Then, you wait to get an answer on your application. ![]() You simply provide your name, address, Social Security number, and employment information. Call charges.Applying online for a new credit card is a relatively quick and easy process. To maintain a quality service, we may monitor and record phone calls. Lines are open Monday to Friday from 7am to 8pm, and Saturday and Sunday from 9am to 5pm. ![]() The rate you’re offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term.Īll loans are subject to your financial circumstances and borrowing history at the time you apply. If you sign after 11pm, you’ll usually get your money before 9am the next day. If you don’t bank with one of the main UK high street banks, sometimes it can take up to a couple of hours. As long as you do one of these and sign your agreement online between 5am and 11pm, you’ll usually get your money straight away (within a few minutes). If you apply in the Barclays app and it’s approved, you’ll need to have it emailed to you. If you apply online and your application is approved, you’ll need to print or download your agreement. If this happens to you, please contact us to discuss your options. You might not be able to apply for a Barclayloan, or see your personalised price quote or provisional loan limit online or in your app, because certain restrictions apply. It usually takes less than 10 minutes to apply, but if you’re not registered it will take longer. You need to be registered for Online Banking or the Barclays app.
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